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What problems can occur if I undersize the short circuit protection on a transformer?

Nuisance tripping is a concern when short circuit protection is undersized from the National Electric Code recommendations in NEC 450.3.  All transformers experience an inrush current during any energization. The inrush current results from the transformer establishing the initial electromagnetic field and is not linked to load. If short circuit protection is undersized, there is a chance for nuisance tripping of fuses and circuit breakers anytime the transformer is energized.